Yes, a foreigner can buy land or a house in Kenya, but there are some restrictions to be aware of. Here’s a breakdown:

1. Buying a House or Apartment

✅ Allowed – Foreigners can buy houses, apartments, and commercial buildings without restrictions.

2. Buying Land

⚠️ Leasehold Only – Foreigners cannot own freehold land in Kenya. However, they can own land on a 99-year leasehold basis, which is renewable.

3. Restrictions on Agricultural Land

Comparing the cost of living for a single person across Nakuru, Nairobi, and Mombasa reveals notable differences in expenses such as housing, food, and transportation.

Nakuru

Nakuru is among the more affordable cities in Kenya. The average monthly cost for a single person, including rent, is approximately $500. This encompasses:

Rent & Utilities: Around $177 per month.

Food: Approximately $225 monthly.

Transportation: About $45.80 per month.

Jambo (Hello),

Thank you for your interest in scheduling a consultation with us to explore the opportunity of relocating to Kenya. We will be more than happy to schedule a time to connect with you.

Just a few questions to help us prepare a comprehensive list of options for you.:

- Where are you currently located?

- What is your family structure... single, married, children?

- What are your plans or goals for moving to Kenya

Below you will a link to a couple of Immigration Law Firms that can assists you with immigration issues like retirement, work permits, and citizenship.

• Bond Advocates LLP

• F.M. Muteti & Co. Advocates

M-Pesa is a mobile money transfer and financial services platform that was launched in Kenya in 2007 by Safaricom, the country's largest mobile network operator. It allows users to deposit, withdraw, transfer money, pay for goods and services, and even access credit and savings—all through their mobile phones.

Setting Up An Mpesa Account

1. Get a Safaricom SIM Card

M-Pesa is a service provided by Safaricom, so you need a Safaricom SIM card. You can buy one from any Safaricom shop, authorized dealer, or agent.

• Requirements:

• Valid identification: National ID, Passport, Military ID, or Alien ID.

Here are links for two Health Insurance Companies in Kenya.

• AAR – Insurance – AAR insurance

• CIC Kenya | Best Insurance Company Kenya

If you're considering retiring in Kenya, the appropriate visa is the Class K Permit, designated for ordinary residents. This permit is tailored for individuals who are at least 35 years old and have a guaranteed annual income of no less than USD 24,000 from sources such as pensions or annuities.

Immigration Service Kenya

Key Requirements for a Class K Permit:

• Age: Applicants must be at least 35 years old.

• Assured Income: Proof of an annual income of at least USD 24,000, derived from sources outside Kenya or from a pension or annuity. Immigration Service Kenya
  

• Non-Employment Undertaking: A commitment not to accept any form of employment, whether paid or unpaid, or engage in any income-generating activities within Kenya without the appropriate permit. Kenya Foreign Nationals Service Portal
  

Kenya offers a unique mix of affordability, natural beauty, and vibrant culture, making it an attractive budget-friendly retirement destination. Here are five reasons why:

1. Low Cost of Living

Kenya's cost of living is significantly lower than in many Western countries. Housing, food, healthcare, and transportation are affordable, especially in smaller towns and rural areas. Retirees can enjoy a comfortable lifestyle on a modest budget.

2. Mild Climate

Kenya boasts a pleasant climate, with warm temperatures throughout the year. The coastal regions offer tropical weather, while the highlands, such as areas near Nairobi and Naivasha, enjoy cooler and more temperate conditions—ideal for retirees.

3. Affordable Healthcare

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